Do you have workers in more than one state? Many things are more complex for employers whose workforce is spread out, and workers compensation insurance is no exception. To help you fulfill your obligations without paying unnecessary money, here are five key things to learn about before sending your next employee across state lines.
1. Minimum Hours Rules. Each state sets its own workers compensation rules, so don’t assume that the process in your state looks like the process in another. Read More»
The car is a basic requirement of life for many Americans, and that leads them to also need insurance policies. Many folks acquire their policies from an automobile insurance broker, but is that always necessary? Let’s look at four times you should speak with an agent about car insurance.
First Time
Anyone acquiring insurance for the first time should ask for a sit-down with an auto insurance broker. An agent can explain basic concepts, such as the difference between comprehensive and collision coverage in a car insurance policy. Read More»
Car insurance policies occur in different types, and each provides a specific form of coverage against risks. For instance, car insurance may cover theft, collision, or fire risks. Therefore, it is essential that you understand the different types of auto insurance and the type of coverage each offers.
Here are the common types of car insurance explained.
Liability Car Insurance
Liability auto insurance covers damages to other people when you are at fault in a car crash. Read More»
If your business has suffered water damage, and you need to file a commercial insurance claim, you also need to hire a public insurance adjuster. If you’re like most business owners, you think that you can handle the insurance claim on your own, but that’s not necessarily the case. This is especially true where commercial claims are concerned. Commercial insurance claims can be difficult to process, especially water damage claims. Read More»
Failing to acquire adequate workers comp insurance coverage can create big problems for employers. That’s why employers need to be well informed about the importance of workers comp insurance.
The following are seven things employers should never assume when it comes to workers comp insurance.
Workers compensation insurance isn’t necessary in some industries.
You might think that your industry doesn’t involve enough on-the-job risks to warrant workers compensation insurance.
However, workplace injuries can happen in any industry. Read More»
