Working With Your Insurance Agent

3 Characteristics Every Auto Insurance Policy Should Have

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If you have a license to drive then you need to carry auto insurance. This is true even if you don’t own a car, since there is a chance you will drive a borrowed or rented car. Many people are so worried about the price of the insurance that they fail to make sure that they are getting a plan that provides them with the coverage they need. Here are some things that you should always have with your auto insurance coverage. Read More»

3 Simple Tips For Saving Money On Your Homeowners Insurance

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If you own a home you might be wondering what you can do to save money on your homeowners insurance policy. Even though most banks require that you carry insurance if there is a mortgage on the home, you should always carry homeowners insurance, even if you don’t have a mortgage on the home. But just because you need the insurance doesn’t necessarily mean that it must be expensive. Here are some simple things you can do to save money on your homeowners insurance. Read More»

Six-Month Stint: Why Car Insurance Should Be Paid In Six-Month Terms

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Car insurance is a monthly bill that can not be skipped without major issues. If you live in a state that requires auto insurance, you may find yourself with a letter and cancelled vehicle registration due to a lapse in insurance. Accidentally missing a car insurance payment can also mean legal trouble if you get into a wreck or if you get pulled over by a policeman. Insurance will typically offer the option to pay monthly, yearly, or every six months. Read More»

Own A Bar And Worried About Liability? A Few Things You Can Do For Protection

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If you own a bar and you worry that someone getting out of control could put your business at risk, you’ll want to consult with a few different professionals to make sure that you are safe from as much liability as possible. Unfortunately, people want to blame the bar and the owner when adults make their own mistakes and bad decisions. You don’t want to pay for a lifetime because of someone else’s poor decision making. Read More»

How To Lower Your Home Insurance Costs If You Have A Wood-Burning Stove

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While installing a wood-burning stove in your home may lower your heat bills, it could raise the annual cost of your home insurance premium. But even if your insurer sees a wood-burning stove as a factor that puts your home at higher risk of fire, there are steps you can take to keep your premium lower. Know the risks. Once a common way to heat a home, a free-standing wood stove poses a serious fire threat. Read More»