Working With Your Insurance Agent
While auto insurance is required by law in most states, not everyone can afford to pay the premiums. For low-income households, auto insurance can take a big bite out of the monthly budget. While some states are considering programs to help low-income drivers meet the cost, other states already have government programs in place or offer subsidies to help you pay for auto insurance. Therefore, if you fall within the category of drivers who can’t afford auto insurance, there may be help available. Read More»
Now that you’ve purchased your new home, you need to familiarize yourself with the insurance policy you purchased. On the surface, it might look like one policy that protects your home and everything in it. However, your policy is more complex than that. Your insurance policy is actually comprised of several “mini policies.” Each of those “mini policies” are designed to provide protection for a specific thing. Each section has specific limits and benefits. Read More»
In most states, having car insurance is required by law. Many drivers will purchase car insurance, but not look too much into what is covered. Here are four things you probably don’t know about your car insurance but definitely should:
Your Personal Belongings Aren’t Covered: If you often drive with personal belongings, such as a laptop or other expensive items, you must know that you won’t receive coverage for these items if they are damaged in a car accident or are stolen out of your vehicle. Read More»
When you purchase auto insurance coverage, which most states require you to have, you want to consider including more than the liability coverage that is required by law. This is because liability coverage only covers the damage done to the other party’s property and their injuries in an accident that you have caused. If there are damages done to your vehicle or if you have suffered an injury, you will need to pay out of pocket. Read More»
Are you planning a summer house party? Before you go any further, you should know that you may be held responsible if your party guests get injured; this is known as social host liability. If you don’t know how to reduce your exposure to social host liability, stop your plans right now until you understand these three precautions:
Choose an Outside Venue
You expose yourself to more risks if you host the party at home compared to an outside venue. Read More»
