Working With Your Insurance Agent
When you purchase auto insurance coverage, which most states require you to have, you want to consider including more than the liability coverage that is required by law. This is because liability coverage only covers the damage done to the other party’s property and their injuries in an accident that you have caused. If there are damages done to your vehicle or if you have suffered an injury, you will need to pay out of pocket. Read More»
Are you planning a summer house party? Before you go any further, you should know that you may be held responsible if your party guests get injured; this is known as social host liability. If you don’t know how to reduce your exposure to social host liability, stop your plans right now until you understand these three precautions:
Choose an Outside Venue
You expose yourself to more risks if you host the party at home compared to an outside venue. Read More»
Insurance quotes are important. Not only do they help you budget for the cost of your policy, but they also contain important details concerning the type of coverage you have. With that being said, getting an accurate quote is imperative. Before you get a quote from an insurance company, make sure you know how to get the most accurate quote.
Some people shopping for new auto insurance think it doesn’t hurt to fib. Read More»
Your home insurance coverage protects the value of your home and the contents inside it, but it’s always important to let your insurance agent know if you have certain items of a particularly high value. If you’re a musician and keep several guitars inside your home, the last thing you want is to have them taken in a break-in or destroyed in a fire; without firm proof about their existence, it may be difficult to convince the insurance company that you had a number of high-value instruments for which you require compensation. Read More»
As the summer season begins, so too does hurricane season. Unfortunately, the first hurricane season catches many new business owners unprepared. How quickly you can get things back in operation will depend upon how well prepared you are before the storm season comes in. Here are a few tips to help you with your first storm season as a small business owner.
Put A Response Plan In Place
One of the biggest problems encountered by most small businesses is the lack of a plan to respond to potential disasters. Read More»