Everyone dreams of owning a lovely home in the future. But owning a home comes with extra expenses. You’ll need a homeowners insurance policy to protect your investment. Luckily, home insurance has so many benefits that you shouldn’t feel any pain paying the monthly premiums. Besides, people who have spent a fortune to build their homes understand the importance of a homeowners insurance policy. Here is why you need this insurance policy. Read More»
Your company’s truck fleet is an important capital investment and one that you need to protect. However, many business owners overlook the nuances of having commercial trucks that employees are allowed to take home and may use for personal purposes, too. Here are a few things that you need to consider when it comes to protecting your commercial fleet.
Is Your Commercial Truck Insurance Enough?
The first thing you need to ensure is that your commercial truck policy provides sufficient coverage. Read More»
Do you have workers in more than one state? Many things are more complex for employers whose workforce is spread out, and workers compensation insurance is no exception. To help you fulfill your obligations without paying unnecessary money, here are five key things to learn about before sending your next employee across state lines.
1. Minimum Hours Rules. Each state sets its own workers compensation rules, so don’t assume that the process in your state looks like the process in another. Read More»
The car is a basic requirement of life for many Americans, and that leads them to also need insurance policies. Many folks acquire their policies from an automobile insurance broker, but is that always necessary? Let’s look at four times you should speak with an agent about car insurance.
Anyone acquiring insurance for the first time should ask for a sit-down with an auto insurance broker. An agent can explain basic concepts, such as the difference between comprehensive and collision coverage in a car insurance policy. Read More»
Car insurance policies occur in different types, and each provides a specific form of coverage against risks. For instance, car insurance may cover theft, collision, or fire risks. Therefore, it is essential that you understand the different types of auto insurance and the type of coverage each offers.
Here are the common types of car insurance explained.
Liability Car Insurance
Liability auto insurance covers damages to other people when you are at fault in a car crash. Read More»