There are many things you think about after getting married, such as name changes, bank accounts, and mortgages. Car insurance usually isn’t one of the first items on your to-do list, but it should be. Now that you are married, combining your car insurance policies is an option you need to consider. The question is – is combining car insurance policies in your best interest? Being Married Decreases Your Premiums Read More»
Standard homeowners’ insurance covers personal belongings for up to 50 to 70 percent of the structure coverage. However, you don’t just buy coverage and expect compensation when your items are stolen. Have these three measures in place to ensure your homeowners insurance covers loss of your valuable items: Have a List of Your Most Valuable Items In an ideal world, you would be able to remember every item in your house without referring to a list. Read More»
Every person should carry auto insurance. In fact, in some states if you don’t have auto insurance you can get in trouble with the law. This is why it is vital that you always have an active policy on your car(s). However, just because you need auto insurance doesn’t mean that you need to overpay on the policy. Here are some simple things you can do to save money on your auto insurance. Read More»
If you have a license to drive then you need to carry auto insurance. This is true even if you don’t own a car, since there is a chance you will drive a borrowed or rented car. Many people are so worried about the price of the insurance that they fail to make sure that they are getting a plan that provides them with the coverage they need. Here are some things that you should always have with your auto insurance coverage. Read More»
If you own a home you might be wondering what you can do to save money on your homeowners insurance policy. Even though most banks require that you carry insurance if there is a mortgage on the home, you should always carry homeowners insurance, even if you don’t have a mortgage on the home. But just because you need the insurance doesn’t necessarily mean that it must be expensive. Here are some simple things you can do to save money on your homeowners insurance. Read More»
Car insurance is a monthly bill that can not be skipped without major issues. If you live in a state that requires auto insurance, you may find yourself with a letter and cancelled vehicle registration due to a lapse in insurance. Accidentally missing a car insurance payment can also mean legal trouble if you get into a wreck or if you get pulled over by a policeman. Insurance will typically offer the option to pay monthly, yearly, or every six months. Read More»
If you own a bar and you worry that someone getting out of control could put your business at risk, you’ll want to consult with a few different professionals to make sure that you are safe from as much liability as possible. Unfortunately, people want to blame the bar and the owner when adults make their own mistakes and bad decisions. You don’t want to pay for a lifetime because of someone else’s poor decision making. Read More»
While installing a wood-burning stove in your home may lower your heat bills, it could raise the annual cost of your home insurance premium. But even if your insurer sees a wood-burning stove as a factor that puts your home at higher risk of fire, there are steps you can take to keep your premium lower. Know the risks. Once a common way to heat a home, a free-standing wood stove poses a serious fire threat. Read More»
In preparation for closing on your new home, there are several things that you need to do to ensure the big day goes off without a hitch. Unfortunately, some buyers believe that after the offer is accepted, they just have to wait until closing. In actuality, lenders and sellers often have several things that the buyer must have done in order for the sell to complete. If you have a closing date approaching, here are some things to do in preparation. Read More»
Many tenants make the assumption that their apartment building’s master policy will cover their unit entirely in case something were to happen to it. That is not true, which is why renter’s insurance is a very valuable thing to have for anybody who is renting an apartment. Here are 3 reasons why you should consider it. Liability Protection The reasons for having liability insurance is not to protect yourself or your belongings, but to protect other people who are guests in your apartment. Read More»