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Own A Bar And Worried About Liability? A Few Things You Can Do For Protection

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If you own a bar and you worry that someone getting out of control could put your business at risk, you’ll want to consult with a few different professionals to make sure that you are safe from as much liability as possible. Unfortunately, people want to blame the bar and the owner when adults make their own mistakes and bad decisions. You don’t want to pay for a lifetime because of someone else’s poor decision making. Read More»

How To Lower Your Home Insurance Costs If You Have A Wood-Burning Stove

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While installing a wood-burning stove in your home may lower your heat bills, it could raise the annual cost of your home insurance premium. But even if your insurer sees a wood-burning stove as a factor that puts your home at higher risk of fire, there are steps you can take to keep your premium lower. Know the risks. Once a common way to heat a home, a free-standing wood stove poses a serious fire threat. Read More»

3 Things To Do Before Closing On Your New Home

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In preparation for closing on your new home, there are several things that you need to do to ensure the big day goes off without a hitch. Unfortunately, some buyers believe that after the offer is accepted, they just have to wait until closing. In actuality, lenders and sellers often have several things that the buyer must have done in order for the sell to complete. If you have a closing date approaching, here are some things to do in preparation. Read More»

Renting An Apartment? 3 Reasons To Get Renter's Insurance

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Many tenants make the assumption that their apartment building’s master policy will cover their unit entirely in case something were to happen to it. That is not true, which is why renter’s insurance is a very valuable thing to have for anybody who is renting an apartment. Here are 3 reasons why you should consider it. Liability Protection The reasons for having liability insurance is not to protect yourself or your belongings, but to protect other people who are guests in your apartment. Read More»

4 Types Of Commercial Insurance

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Being a business owner typically means you will have a lot of responsibilities to handle on a routine basis. The challenges of running your company and making a profit are sure to be high on your list. However, you will want to be certain that your equipment and building are insured. This will enable you to have the peace of mind in knowing if there is any damage to your business, you will be reimbursed for it. Read More»

Additional Insurance Coverage You May Need As A Single Parent To A Young Child

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As a single parent of a young child, your auto insurance needs are different from those of a family of two or more adults. You should seriously consider including these three forms of coverage in your auto insurance: Roadside Assistance and Towing If your family has at least two adults, you may be able to rely on each other for assistance if one of your cars breaks down. For example, you can call your partner to pick you up if your car stalls. Read More»

SR-22 Insurance: An Overview

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If you’re currently working on getting your driver’s license reinstated, you may have come across information regarding an SR-22. The SR-22 is an important document that can assist you in getting back on the road, but there’s a few things to know about the SR-22 before filing it. Below is an overview of the document, an explanation of who’s required to carry it, and how it can affect your car insurance policy. Read More»

Animals And Auto Insurance: How The Four-Legged Creatures Of The World Are Included In Insurance Policies

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Humans have a seemingly endless fascination with animals. People travel great distances to go on safaris to see them in the wild or spend their weekends at the zoo. In between, they continue to watch them thanks to television networks entirely devoted to animals. Pets are treated as family members and have their own shops, salons and daycare centers. So, it should come as no surprise that with so many creatures around all of the time they will eventually either harm a vehicle or be harmed by one. Read More»

Steps To Take After You Notice Damage To Your Vehicle In A Parking Lot

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It’s a highly disheartening feeling to return from a mall or supermarket, walk toward your car and notice that it’s been hit by another driver. Things are even more frustrating when the driver is nowhere to be seen and hasn’t left a note claiming responsibility for the damage. While you might choose to ignore small scratches caused by a vehicle’s door, you may be planning to make an insurance claim if the damage is greater — for example, a dented bumper, broken tail light or dented door. Read More»

3 Tips For Saving Money On Life Insurance

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Even if you are still a young adult, it is important to look into life insurance. You never know when something could happen, and having coverage can help ensure that your loved ones will be able to handle your final expenses without too much financial stress. It can also help ensure that your family will be taken care of in the event that something happens to you. Unfortunately, it can be tough to pay for life insurance, especially if you are struggling to juggle other bills. Read More»