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3 Tips To Help You Secure A Lower Car Insurance Quote

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Have you been shopping around for car insurance quotes and found yourself in shock at the prices you are being quoted? If so, you should know that you do not need to simply accept these high premiums. It is often possible to obtain a significantly lower car insurance quote by using just the three tips below.  Tip #1: Set Your Deductible As High As Possible  Most people automatically set their deductible as low as possible to try and save money in the future if they should ever need to file a claim. Read More»

Benefits Of Having A Homeowners Insurance Policy

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Everyone dreams of owning a lovely home in the future. But owning a home comes with extra expenses. You’ll need a homeowners insurance policy to protect your investment. Luckily, home insurance has so many benefits that you shouldn’t feel any pain paying the monthly premiums. Besides, people who have spent a fortune to build their homes understand the importance of a homeowners insurance policy. Here is why you need this insurance policy. Read More»

Commercial Truck Insurance Tips: Things Business Owners Should Consider

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Your company’s truck fleet is an important capital investment and one that you need to protect. However, many business owners overlook the nuances of having commercial trucks that employees are allowed to take home and may use for personal purposes, too. Here are a few things that you need to consider when it comes to protecting your commercial fleet. Is Your Commercial Truck Insurance Enough? The first thing you need to ensure is that your commercial truck policy provides sufficient coverage. Read More»

Out-of-State Employees? 5 Things To Know About Workers Compensation

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Do you have workers in more than one state? Many things are more complex for employers whose workforce is spread out, and workers compensation insurance is no exception. To help you fulfill your obligations without paying unnecessary money, here are five key things to learn about before sending your next employee across state lines.  1. Minimum Hours Rules. Each state sets its own workers compensation rules, so don’t assume that the process in your state looks like the process in another. Read More»

Do You Need To Get Car Insurance From An Agent?

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The car is a basic requirement of life for many Americans, and that leads them to also need insurance policies. Many folks acquire their policies from an automobile insurance broker, but is that always necessary? Let’s look at four times you should speak with an agent about car insurance. First Time Anyone acquiring insurance for the first time should ask for a sit-down with an auto insurance broker. An agent can explain basic concepts, such as the difference between comprehensive and collision coverage in a car insurance policy. Read More»

Common Types of Car Insurance Explained

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Car insurance policies occur in different types, and each provides a specific form of coverage against risks. For instance, car insurance may cover theft, collision, or fire risks. Therefore, it is essential that you understand the different types of auto insurance and the type of coverage each offers. Here are the common types of car insurance explained. Liability Car Insurance Liability auto insurance covers damages to other people when you are at fault in a car crash. Read More»

Commercial Building Sustain Water Damage? Why You Need An Insurance Adjuster For Your Claim

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If your business has suffered water damage, and you need to file a commercial insurance claim, you also need to hire a public insurance adjuster. If you’re like most business owners, you think that you can handle the insurance claim on your own, but that’s not necessarily the case. This is especially true where commercial claims are concerned. Commercial insurance claims can be difficult to process, especially water damage claims. Read More»

Seven Things Employers Should Never Assume When It Comes To Workers Comp Insurance Coverage

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Failing to acquire adequate workers comp insurance coverage can create big problems for employers. That’s why employers need to be well informed about the importance of workers comp insurance. The following are seven things employers should never assume when it comes to workers comp insurance.  Workers compensation insurance isn’t necessary in some industries. You might think that your industry doesn’t involve enough on-the-job risks to warrant workers compensation insurance. However, workplace injuries can happen in any industry. Read More»

2 Basic Tips To Understand If You Want To Save Money On Auto Insurance

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As a vehicle owner, you need to carry auto insurance. It is just a necessary expense that you have to shoulder if you want to own and drive a vehicle. As this is a necessary expense, it is important to understand that it is an expense that you have some control over. You should be aware of some basic ways you can save money on your auto insurance.  Always Check Your Coverage  Read More»

All You Need To Know About General Liability Insurance

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If you are running any business, you should consider having a general liability insurance policy. This type of policy offers protection for your business for property damage and bodily or personal injury caused by your business operations or products. This post provides critical insights into general liability insurance. What Is General Liability Insurance? General liability insurance protects a business from liability claims resulting from normal operations. Typically, state laws do not require companies to have commercial general liability insurance. Read More»