Working With Your Insurance Agent
« Back to Home
It’s a highly disheartening feeling to return from a mall or supermarket, walk toward your car and notice that it’s been hit by another driver. Things are even more frustrating when the driver is nowhere to be seen and hasn’t left a note claiming responsibility for the damage. While you might choose to ignore small scratches caused by a vehicle’s door, you may be planning to make an insurance claim if the damage is greater — for example, a dented bumper, broken tail light or dented door. Read More»
Even if you are still a young adult, it is important to look into life insurance. You never know when something could happen, and having coverage can help ensure that your loved ones will be able to handle your final expenses without too much financial stress. It can also help ensure that your family will be taken care of in the event that something happens to you.
Unfortunately, it can be tough to pay for life insurance, especially if you are struggling to juggle other bills. Read More»
If you rent an apartment or home, you might want to consider renter’s insurance. This is a good alternative to homeowner’s insurance when you are a renter, offering a way to protect yourself from loss of your personal property. Some landlords require it, but even if yours doesn’t, it is still a good idea to get it. Here are some reasons to consider getting a renter’s insurance policy.
Loss and Damage to Personal Belongings is Covered Read More»
The average cost of a wedding is around $26,444, which is a lot of money to spend for one day in your life, but having a nice wedding might be something you always dreamed of. If you are just starting to plan your wedding and want to make sure your day turns out to be everything you expected, you may want to purchase wedding insurance. Wedding insurance can help you protect the money you spend for your special day in many different ways. Read More»
While auto insurance is required by law in most states, not everyone can afford to pay the premiums. For low-income households, auto insurance can take a big bite out of the monthly budget. While some states are considering programs to help low-income drivers meet the cost, other states already have government programs in place or offer subsidies to help you pay for auto insurance. Therefore, if you fall within the category of drivers who can’t afford auto insurance, there may be help available. Read More»
Now that you’ve purchased your new home, you need to familiarize yourself with the insurance policy you purchased. On the surface, it might look like one policy that protects your home and everything in it. However, your policy is more complex than that. Your insurance policy is actually comprised of several “mini policies.” Each of those “mini policies” are designed to provide protection for a specific thing. Each section has specific limits and benefits. Read More»
In most states, having car insurance is required by law. Many drivers will purchase car insurance, but not look too much into what is covered. Here are four things you probably don’t know about your car insurance but definitely should:
Your Personal Belongings Aren’t Covered: If you often drive with personal belongings, such as a laptop or other expensive items, you must know that you won’t receive coverage for these items if they are damaged in a car accident or are stolen out of your vehicle. Read More»
When you purchase auto insurance coverage, which most states require you to have, you want to consider including more than the liability coverage that is required by law. This is because liability coverage only covers the damage done to the other party’s property and their injuries in an accident that you have caused. If there are damages done to your vehicle or if you have suffered an injury, you will need to pay out of pocket. Read More»
Are you planning a summer house party? Before you go any further, you should know that you may be held responsible if your party guests get injured; this is known as social host liability. If you don’t know how to reduce your exposure to social host liability, stop your plans right now until you understand these three precautions:
Choose an Outside Venue
You expose yourself to more risks if you host the party at home compared to an outside venue. Read More»
Insurance quotes are important. Not only do they help you budget for the cost of your policy, but they also contain important details concerning the type of coverage you have. With that being said, getting an accurate quote is imperative. Before you get a quote from an insurance company, make sure you know how to get the most accurate quote.
Be Forthcoming
Some people shopping for new auto insurance think it doesn’t hurt to fib. Read More»
